On the First day of Christmas
my mailman brought to me,
a huge credit
card bill!

On the second day of Christmas
my mailman brought to me:
two insurance suspension notices,
and a huge credit
card bill!

On the third day of Christmas
my mailman brought to me:
three outrageous tax bills,
two insurance suspension notices,
and a huge credit
card bill!

On the fourth day of Christmas
my mailman brought to me:
four long distance offers,
three outrageous tax bills,
two insurance suspension notices,
and a huge credit
card bill!

On the fifth day of Christmas
my mailman brought to me:
FIVE SHUT OFF NOTICES,
four long distance offers,
three outrageous tax bills,
two insurance suspension notices,
and a huge credit
card bill!

On the sixth day of Christmas
my mailman brought to me:
six refinance rejections,
FIVE SHUT OFF NOTICES,
four long distance offers,
three outrageous tax bills,
two insurance suspension notices,
and a huge credit
card bill!

On the seventh day of Christmas
my mailman brought to me:
seven medical bills,
six refinance rejections,
FIVE SHUT OFF NOTICES,
four long distance offers,
three outrageous tax bills,
two insurance suspension notices,
and a huge credit
card bill!

On the eighth day of Christmas
my mailman brought to me:
eight vacation deals,
seven medical bills,
six refinance rejections,
FIVE SHUT OFF NOTICES,
four long distance offers,
three outrageous tax bills,
two insurance suspension notices,
and a huge credit
card bill!

On the ninth day of Christmas
my mailman brought to me:
nine junk mail circulars,
eight vacation deals,
seven medical bills,
six refinance rejections,
FIVE SHUT OFF NOTICES,
four long distance offers,
three outrageous tax bills,
two insurance suspension notices,
and a huge credit
card bill!

On the tenth day of Christmas
my mailman brought to me:
ten credit card offers,
nine junk mail circulars,
eight vacation deals,
seven medical bills,
six refinance rejections,
FIVE SHUT OFF NOTICES,
four long distance offers,
three outrageous tax bills,
two insurance suspension notices,
and a huge credit
card bill!

On the eleventh day of Christmas
my mailman brought to me:
eleven catalogs a selling,
ten credit card offers,
nine junk mail circulars,
eight vacation deals,
seven medical bills,
six refinance rejections,
FIVE SHUT OFF NOTICES,
four long distance offers,
three outrageous tax bills,
two insurance suspension notices,
and a huge credit
card bill!

On the twelfth day of Christmas
my mailman brought to me:
twelve bills demanding,
eleven catalogs a selling,
ten credit card offers,
nine junk mail circulars,
eight vacation deals,
seven medical bills,
six refinance rejections,
FIVE SHUT OFF NOTICES,
four long distance offers,
three outrageous tax bills,
two insurance suspension notices,
and a huge credit
card bill!